Financial institutions differ according to the services they offer, how they treat their clients and how well-established they are. At a certain point in their lives, individuals need financial services and in this time, they have to choose who to trust. An Oregon credit union is a non-profit institution that is owned and operated by members. Regarding services offered, you can find the same as banks, but the highlight is put on members and not on stockholders. Banks in Portland Oregon have to face competition, as unions have grown considerably.